Low Doc Commercial Loan
Are you a business owner or professional investor looking to buy a commercial property with low doc loan, contact Low Doc Broker today.
Don’t have up to date financial, We have been helping business owners occupied commercial property for the first or professional investor buying commercial property for investment purposes under company or SMSF.
Low doc commercial loan is a type of loan that is designed for borrowers who do not have a traditional income verification, such as a tax return.
A commercial mortgage broker can help you navigate the process of obtaining low doc commercial finance and find the right loan product for your needs.
How does it works
Your Requirements
Let us know what you’re looking at, buying a new commercial property, refinancing existing commercial loan, your personal and business details.
Compare and find Loan
We will compare the lenders and find the right low doc commercial loan without impacting your credit score.
Getting Approval
Get your low doc commercial loan at best rate and that meet your requirement within as soon as possible lender and settlement within a week.
Commercial Loan Features
- Purpose: purchase, refinance, or release equity from commercial real estate
- Max Loan Size: $25m
- Owner-occupied or investment properties
- Borrower types: Individual, Partnership, Company, Trust, and SMSF
- Maximum LVR: 80%
Low Doc Loan Requirements
- registered ABN
- Income declaration needed
- Acceptable documents: accountant’s letter, BAS statements, or business bank account statements
What Are Low Doc Commercial Loans?
- Designed for self-employed borrowers and professional investors
- Offered by specialist lenders in Australia
- Documentation includes ABN, income declaration, and business bank account statements
- No need for extensive paperwork usually required by banks
- Suitable for those unable to provide 2 years of tax returns
Commercial Low Doc Interest Rates
- Rates depend on deposit size and overall risk
- Interest rate often based on LVR
- Some lenders offer competitive rates with low LVR
- Fixed rates and interest-only periods up to 5 years available
- Rates start from 7.99% at 60% LVR
Types of Properties for Commercial Low Doc Loans
- Properties that can be used as security: shop fronts, warehouses, offices, etc.
- Loan term: 15 to 35 years
- Special purpose commercial properties considered case by case
- Different loan facilities for standard vs. larger loans
- Various property types accepted as security